MarketFees / Cash App fee calculator
Cash App Fee Calculator
Personal Cash App transfers are free. Payments received on a Cash App for Business account cost 2.75%, and instant deposits to a debit card carry a separate fee shown at cash-out.
Cash App rate 2.75% on payments to a business account; personal is free · checked September 2026
Cash App fees
- Buyer pays you
- $100.00
- Business payment fee (2.75%)
- −$2.75
- Payout
- $97.25
$2.75 total fees
2.8% of the sale
Cash App fees at a glance
| Transaction | Fee |
|---|---|
| Payment received on a business account | 2.75% |
| Payment received on a personal account | Free |
| Sending with a credit card | 3% (paid by sender) |
| Standard deposit (1–3 business days) | Free |
| Instant deposit | 0.5%–1.75%, $0.25 minimum |
Source: Cash App Support “Cash App for Business fees”.
How the Cash App fee is calculated
Cash App deducts the 2.75% from each payment to a business account as it arrives. The instant deposit percentage is shown in the app before you confirm.
Why a Cash App fee hurts more on cheap items
Drag the price. The percentage part of the fee stays the same, but any fixed charge is spread over fewer dollars, so the share of the sale you lose climbs as the price falls.
On a $10.00 sale Cash App takes $0.28, which is 2.8% of the money.
Ways to keep more on Cash App
- Wait for standard deposits if you do not need the money today; they are free.
Questions sellers ask
How much does Cash App charge a business on $100?
$2.75, so you receive $97.25 before any instant-deposit fee.
Can I sell on a personal Cash App account?
Cash App’s terms require a business account for commercial payments, and personal payments have no seller protection.