MarketFees / Stripe vs PayPal fees
Stripe vs PayPal fees
Stripe’s 2.9% + $0.30 beats PayPal’s 3.49% + $0.49 on every amount for US online card payments.
Stripe
- Buyer pays you
- $58.00
- Card fee (2.9% + $0.30)
- −$1.98
- Payout
- $56.02
$1.98 total fees
3.4% of the sale
PayPal
- Buyer pays you
- $58.00
- PayPal fee (3.49% + $0.49)
- −$2.51
- Payout
- $55.49
$2.51 total fees
4.3% of the sale
Stripe leaves you $0.53 more on this sale.
Fees at common prices
| Price | Stripe | PayPal | Cheaper |
|---|---|---|---|
| $10.00 | $0.59 5.9% | $0.84 8.4% | Stripe |
| $25.00 | $1.03 4.1% | $1.36 5.4% | Stripe |
| $50.00 | $1.75 3.5% | $2.24 4.5% | Stripe |
| $100.00 | $3.20 3.2% | $3.98 4.0% | Stripe |
| $250.00 | $7.55 3.0% | $9.22 3.7% | Stripe |
| $500.00 | $14.80 3.0% | $17.94 3.6% | Stripe |
| $1,000.00 | $29.30 2.9% | $35.39 3.5% | Stripe |
Default options, no shipping or tax. Poshmark’s and StockX’s labels are paid by the buyer.
How the two fee structures differ
- Stripe: 2.9% + $0.30 per successful online card charge (US). Full Stripe calculator.
- PayPal: 3.49% + $0.49 per Goods & Services payment (US). Full PayPal calculator.
Fees aren’t the only thing that decides where to sell: audience, how fast items sell, who pays for shipping and how returns are handled all matter. To see every platform ranked at once, use the marketplace fee comparison.
Questions sellers ask
Which has lower fees, Stripe or PayPal?
Stripe’s 2.9% + $0.30 beats PayPal’s 3.49% + $0.49 on every amount for US online card payments.
How much does Stripe take from a $100 sale?
$3.20 with default options and no shipping or tax (2.9% + $0.30 per successful online card charge (US)).
How much does PayPal take from a $100 sale?
$3.98 with default options and no shipping or tax (3.49% + $0.49 per Goods & Services payment (US)).